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After a fire or water catastrophe in your home, there are so many questions that run through your mind it’s difficult to know where to begin answering all of them. It’s important to remain as calm as possible. You’ll need to remember the requirements of your insurance policies. As we’ve discussed before, knowing the tenets of your insurance policy is key to overcoming your feelings of loss, anxiety and displacement after a severe fire or water damaging event.
One of the questions you’ll inevitably encounter after a devastating fire or water event is whether or not you’re required to hire a restoration service recommended by your insurance company? The short answer to this question is ‘no.’ Your insurance policy should not state that you must hire a restoration company based on their recommendation or referral. You are free to choose the service of a reputable, licensed and insured repair firm like Accutech in Sarasota for fire or water cleanup and restoration. It’s vital to understand that if you do not hire such a company, you may be responsible for liability and damages yourself. Therefore, here are a few points to look for when inquiring about restoration companies’ merits:
Accutech is the recognized leader in restoration services in Sarasota, Longboat Key, Venice, Bradenton and outlying areas. If you have any questions regarding your water or fire damage, let us help you. And remember, we will deal directly with your insurance company to ease the process of your recovery.
Most home insurance policies cover sudden and accidental water damage from burst pipes. Check your policy details for specific coverage.
Yes, a broken water heater can lead to a high electric bill. If it's not heating water efficiently, a broken water heater may consume more energy and increase your utility bill.
Yes, if you have a broken water heater, it can potentially lead to carbon monoxide leaks. If you suspect a carbon monoxide leak, call us for an emergency response.
While minor leaks can be fixed with DIY methods, it's advisable to consult a professional restoration company, like Accutech Restoration & Remodeling, for significant damage to ensure proper repair and prevent future issues.
Yes, mold can grow under tiles if there is constant moisture or water damage.
Yes, water can seep through grout lines if they are cracked or improperly sealed. You may contact us for help with water leaks and bathroom floor water damage.
Yes, Accutech Restoration & Remodeling offers expert guidance through the entire insurance claim process. Our team will assist you through the process to ensure you receive fair compensation for the damage. When Accutech technicians arrive on-site at your home or business, we will conduct a thorough inspection to assess the extent of the damage.
We document the damage with a plethora of photographic and videographic evidence and create detailed reports outlining the damage, what needs to be done, and the estimated cost. Our team will handle all communication with your insurance company, reducing the headache and hassle of you being the middleman. We'll submit all documentation, invoices, and payments directly to your insurer, ensuring everything aligns with your policy coverage. Accutech is here to advocate on your behalf if any disputes or discrepancies arise during the claim process.
In some cases, your insurance policy may not cover the damage, and our team will help you understand what is and is not covered, along with providing you with the steps you should take next.
Yes, we can remove mold from carpets affected by water damage. We use specialized cleaning techniques to prevent health risks.
Yes, we work with all major insurance companies and assist you throughout the claims process.
Homeowners' insurance typically covers water damage caused by a water heater leak or broken water heater, but it may not cover the cost of repairing or replacing the heater itself. You may contact us for help navigating your insurance claim.
Homeowners can check an adjuster's credentials through the Florida Department of Financial Services database.
To improve the chances of a fair settlement, homeowners should document all damages, keep detailed records, and consider hiring a public adjuster or attorney.
February 15, 2025
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