24 Hour Emergency Service
Phone Icon

1 Hour Response Time

(941) 260-2721

  • Accutech Twitter
  • Accutech Google Maps
  • Accutech Facebook
  • Accutech LinkedIn
Monday 4 March 2019

Know Your Fire And Water Damage Insurance Policy Inside and Out!

Posted by at 9:00 AM

Fire And Water Catastrophes In Sarasota Can Leave You Feeling Like A Stranger In A Strange Land

The overwhelming sense of sadness, loss and dread that follows a severe fire or water catastrophe is devastating. It’s like being dropped off in a foreign country where you don’t speak the language and don’t have a map to find your way back home. And while these emotions are almost always unavoidable, there are ways you can minimize the anxiety left behind in the aftermath of a fire damage or water damage. There are a few things you can do before a disaster strikes to reduce the stress. One of those things is to familiarize yourself with your insurance policy. Think of it as learning the basics of another language in the event that you find yourself in that strange country. This may sound like something out of a science fiction movie, waking up and finding yourself in an utterly foreign land, but those emotions that accompany the anxiety of a catastrophic fire or water event are displacing, disorienting and often leave you literally homeless, if only for a short period of time. As in any emergency contingency plan, preparedness is the key for smooth transition.

Understanding The Language: Know Your Longboat Key Fire And Water Catastrophe Insurance Policies

Knowing your insurance policy sounds pedestrian, but it’s very important. You need to ask yourself: “What action does my insurance policy require of me after a devastating loss?” If you put off finding and understanding this information, you might find yourself struggling to understand the terms. In effect, it’s like not speaking the native tongue.

But there are a couple of things we can discuss here that are pretty much universally applicable when it comes to a fire or water disaster in your home and what your insurance company requires.

  1. ALWAYS notify your insurance company immediately.
  2. Take reasonable action to protect your property from further damage.

In the case of a fire damage or water damage in your home, think of your insurance policy as a dictionary of that specific foreign language and your insurance agent or company as a translator. Use them wisely. Prepare ahead of time by knowing the tenets of your policy and never be afraid to call your insurance company and ask questions ahead of time. You don’t study a new language after you go to that country, do you? Of course not! Know the basics just in case you have a fire or flood in your home.

For the second point, the word reasonable can be a bit vague. Always keep safety first. Do not try to do anything to your property which will put your life or health at risk. Some things you can do are covering furniture with plastic sheeting to prevent any water damage from occurring. In other words, protect your property from the elements. You can begin removing standing water by sponging and blotting, but do not risk electrical shock or chemical exposure. In other words, do what you can to save your belongings and property that falls under common sense measures, but do not put yourself at risk.

Accutech: Your Map Back To Your Venice Home After A Fire Or Water Home Disaster

Remember, contact your insurance company immediately. They will instruct you as to what to do. And call Accutech if your find yourself in this terrible position. Think of Accutech as the map to guide you back home after a devastating fire or water catastrophe.